OpenBanqing Ecosystem
L5 — Presentation
11 entitiesUser-facing OBF surfaces — landing, admin, customer dashboard, API explorer, webhook explorer.
Public marketing site — product, partners, pricing, why-OBF, compliance.
Operator console — tenants, schemes, conformance, incidents.
Tenant self-service — accounts, payments, consents, statements.
Plan, usage metering, invoices, payment methods.
API keys, SDK downloads, sandbox access, conformance suite.
Interactive API browser with live request playback.
Inspect, replay, validate event deliveries.
Technology, implementation, regulatory, distribution partners.
Real-time platform status + scheduled-maintenance window.
OBF Why
L5Long-form positioning + scheme-by-scheme breakdown.
Live sandbox for PSD2/PSD3/FAPI/FDX/OBUK conformance testing.
L3 — Integration
11 entitiesTenancy, billing, webhooks, scheme connectors (PSD2 Berlin Group, FAPI 2.0, FDX 6.0, OBUK 3.1).
@obf/sdk-ts
L3TypeScript SDK with typed accounts/payments/consents.
@obf/cli
L3Developer CLI — local sandbox spin-up, replay, codegen.
PSD2 Berlin Group
L3EU Payment Services Directive 2 — Berlin Group NextGenPSD2 1.3.6.
PSD3 / PSR
L3PSD3 + Payment Services Regulation — open-finance + IBAN verification + SCA exemptions.
FAPI 2.0
L3Financial-grade API 2.0 — Pushed Authorization Requests + DPoP.
FDX 6.0
L3Financial Data Exchange 6.0 — US open-banking data + customer-controlled sharing.
Open Banking UK 3.1
L3UK Open Banking standard 3.1.x — accounts + payments + VRP.
SEPA Instant
L3SCT Inst — sub-10-second EU credit transfers, ISO 20022.
FedNow
L3US Federal Reserve instant payments rail, ISO 20022.
SWIFT gpi
L3Cross-border tracking with end-to-end UETR + same-day settlement window.
ISO 20022
L3Universal financial messaging — pacs.008/pacs.002/camt.054/pain.001.
L2 — Infrastructure
4 entitiesCross-cutting platform services — auth, observability, secrets, structured logging.
@obf/db
L2Prisma schema for accounts, payments, consents, audit log.
@obf/redis
L2Cache primitives + rate-limit + session store for the OBF stack.
@obf/clickhouse
L2Analytics pipeline — event ingest + query layer.
@obf/ui-shared
L2Shared OBF UI components, SEO helpers, MCP provider.
L0 — Foundation
2 entitiesSchemas, taxonomy, audit, and shared types — the bedrock every other layer compiles against.
@obf/core
L0Shared types, validators, error model, utilities.
@obf/contracts
L0OpenAPI/ISO 20022 contracts and event-envelope schemas.